Should You Use A Credit Repair Service?

Although the majority of our credit clients are referred to our services by Real Estate Agents and Loan Originators, we are deeply connected to a vast network of companies and professionals all across the country. We would be happy to make the connection with our partners for you. Typically, any business we refer you to will be our Preferred Partner and have been vetted by us. We trust them to provide the highest level of service complimentary to the service The Phenix Group provides to our consumers. Resolving our clients’ challenges and providing them with the stepping stones necessary for realizing their goals is the pulse that keeps our company beating. From debt settlement to loan consolidation to charge offs, The Phenix Group is ready to help you improve your credit and lifestyle today.

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Repairing major damage may take several years, especially if your history includes major negative events such as bankruptcy or foreclosure. Nevertheless, if you begin applying these tips today, you can see meaningful credit score improvement within a few months. Credit repair services are typically set up as monthly subscriptions, with fees ranging from $50 to $100 depending on the service offered. Many companies have add-on benefits available through different tiered plans. There may also be a one-time setup charge, which can range from $70 to $200. While much of this is work you can do on your own, it can be daunting and time-consuming.

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Information, including rates and fees, is accurate as of the publishing date and has not been provided or endorsed by the advertiser. Kevin Thompson, finance expert and founder/CEO of 9i Capital Group, noted that people will need patience to repair their credit score because it could require a lot of follow through with creditors and credit bureaus. The benefit of a credit repair services is that the company handles that for someone. The CROA bans credit repair companies from using any practices involving fraud or deception. credit repair near me aren’t allowed to use tactics that mislead the credit bureaus or lenders or that try to hide accurate negative information on a customer’s credit report.

If you only have a few items in your credit report to address, it might take significantly less time to work through the program. However, if this is the case, you may also be able to easily work through the items on your own without paying a fee. Carefully weigh the time commitment against the potential cost to determine the better choice between a DIY approach and a credit repair company.

As a provider of fast credit repair in Los Angeles, our exceptional credit repair services employ the finest industry practices and sophisticated software to aid you in bidding adieu to your adverse credit records. Known for our fast credit repair services in Los Angeles, we work efficiently to repair credit quickly in Los Angeles and help you elevate your financial standing. Most people will require loans in order to be make expensive purchases.

If any report contains an inaccurate entry that hurts your credit score, its removal may bring score improvement. Credit repair services can’t remove legitimate and current information from your credit history, like unpaid balances, defaulted loans or bankruptcies. They work to ensure the information in your credit report is accurate. The guarantee covers all the services we offer, including credit report disputes, credit counseling, and debt management.

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